Finance

While some people can get a loan without hassle, those with poor credit may find it challenging. In this article we cover everything you need to know about getting a loan with bad credit. Poor credit doesn’t happen overnight. It’s often a reflection of your financial habits over some time. It clearly reflects a history of poor financial decisions and mismanagement, particularly in the form of: People with poor credit scores are considered a high risk by many lenders. In cases where their loan requests are not outrightly denied,...

Filing taxes can be a confusing process sometimes. Some of the most popular questions people ask about filing taxes include: All of these are valid questions. It can be confusing as to why or when you should file your taxes, especially if you don't meet certain taxable income thresholds. While it isn’t required for you to file taxes if you don’t have any taxable income, it is highly recommended that you do anyway. Whether you have income or don’t, it's still recommended that you file your taxes on an...

When it comes to applying for credit cards, different applicants have different variables in mind in terms of what makes a credit card right for them. Whether it's the APR rate, the annual fee or any other variable that is used to determine the viability of a credit card – each applicant will have their preferences. Cash advance credit cards are becoming increasingly popular; although, it is often difficult to find which card best suits this particular need. Many cards have different cash advance fees and requirements, making it...

In the investing world, there are a handful of different assets and approaches that people take towards preserving or gaining wealth. Of these multiple decisions, purchasing and investing in precious metals is one of the longest-standing methodologies among investors. Per a recent study conducted by FactMR, the global precious metals market stood at $230Bn in 2022, with forecasts projecting it to reach $445Bn by 2033. The size of the market is projected to grow continually over the next decade or more, showing just how reliable it is as a...